Aluno: Jolanta Lasovska
Resumo
This is a study that provides a detailed outlook on pension systems of three countries:
UK, France, and Switzerland. The rules and benefits available to retiring individuals in
the private sector under the three pillars of retirement income are explained in detail. The
aim is to get a sense of what benefits a member can be entitled to and whether this is
adequate for maintaining an acceptable lifestyle.
The focus throughout the work remains with the accrual of member benefits and not
those of survivors or dependant. Example calculations and simulations were provided for
Pillar I benefits of each country, these aid the understanding of how the state calculates
its benefits, even though not primarily used as a mean of comparison but rather to see the
mechanics of formulas and which provide a higher benefit given the same assumptions.
To conclude some statistics are provided towards the end of the chapter about average
pensions for different households as well as expenditure to be able to see how much of
the income goes to expenses.
Trabalho final de Mestrado