Investment Policy Statement: Mr. & Ms Webber

This Investment Policy Statement (IPS) display an investment plan for Mr & MS Webber. The IPS is structured following CFA Recommendation. Their goal is to have enough funds to buy Real Estate in Ibiza and live with their savings after 10 or more years of investment horizon. The clients’ risk profile is Risk neutral and their return objective is very ambitious. The principal investment philosophy is Value-Investing, taking into consideration stocks that are underpriced and make profit. The investment is a Combined Strategy Portfolio with four asset classes: Strategic Asset Allocation (SAA) European Portfolio with periodically Rebalancing, a Dynamic Asset Allocation (DAA) Portfolio initially focused on US technology Equities that seeks for market trends and inefficiencies, ETFs and Cash & Cash equivalents. Mean Variance Optimization is the principal model approached, however, CAPM is used in order to be more analytical on the expected Performance. Another metrics such as Montecarlo Simulation, Value at Risk, and Qualitative Risk Assessment has been used.