INVESTMENT POLICY STATEMENT – BALANCED PORTFOLIO

This Investment Policy Statement serves as a guide to investment advice, portfolio structure and plan execution for Mr. and Ms. Souleres. MA Wealth Management acts as a fiduciary and selects and monitors asset allocations based on client risk tolerance and financial objectives. Transparency, client participation, and long-term wealth accumulation are prioritized. The portfolio excludes harmful industries and follows a balanced strategy. Marcela Jaramillo Murcia oversees the portfolio and keeps clients informed. ESG-focused investments are preferred, and all asset classes comply with Article 8 of the SFDR. The document covers scope, governance, objectives, constraints, and risk management. It provides an overview of the investment philosophy, asset allocation, composition, performance, risk analysis and rebalancing policy.